Name the conflict
The worksheet and survey disagree on the bottleneck and recovery period. That is a question for the insurance owner, not a new loss figure.
USE CASES / 04
PROPERTY RENEWAL EVIDENCE
Walk into renewal with the proof already built.
Connect survey findings, BI values, protection records, and open recommendations to the exact evidence your broker or underwriter will ask for.
INTERACTIVE EVIDENCE CONCEPT / 01
Open a claim, read the passage, then see what a person can actually defend.
Renewal evidence / conceptT-45 days to renewal · sample timeline
01 / UNDERWRITING QUESTION
Can this BI answer be defended?
Does the BI value reflect the current bottleneck machine and recovery period?
4 on file2 basis disputed1 missing
On file includes disputed records. A received file does not confirm current condition or close an action.
02 / SOURCE PASSAGE · BI-04 · line 18
Business interruption worksheet
Source date: 10 Jul 2026 · sample document
BI-04 · line 18FICTIONAL EXCERPT
16North River plant / BI basis review
17Primary bottleneck: Line 3 press
18Sample declared BI value: $24M / recovery period: 18 months
19Basis: prior equipment schedule, revision 2
OBSERVED IN RECORD
The sample worksheet declares $24M and 18 months using the earlier Line 3 equipment schedule.
HUMAN CHECK
A person can compare this line with the newer survey. The worksheet value itself is not independently validated.
STILL OPEN
Current SOV, updated BI worksheet, and machinery recovery assumptions.
BROKER USE
Cite as the existing worksheet basis and a conflict to resolve, not as the current supported value.
03 / HUMAN REVIEW GATE
Compare the worksheet and survey. Flag the difference before the brief records a human check.
04 / RENEWAL BRIEF · DRAFT V0.127 SEP 2026 · SAMPLE · NOT FOR SUBMISSION
BI basis unresolved. Sample worksheet basis $24M / 18 months conflicts with sample survey estimate $31M / 24 months . Human comparison and supporting SOV, worksheet, and repair plan are still needed.
Walkthrough paused. Source passages remain clickable.
01/ THE PRICE OF AN UNSUPPORTED ANSWER
The number only helps if the basis holds.
An underwriter asks whether the BI value reflects the current bottleneck machine and the time it would take to recover. The worksheet and the latest survey point to different answers. Sending either value without explaining the difference weakens the discussion just when terms are being set.
A mismatch is a flagged gap, not an invented loss estimate or a promised change in premium. The team can resolve it, request a new worksheet, or carry a plainly marked open question into the renewal conversation.
SAMPLE DATA, CONCEPT DEMO
THE QUESTION BEHIND THE NUMBERWhich machine sets the downtime?
The two dated sample passages above disagree. The current SOV and machinery repair plan are still needed before either BI basis can be defended.
OPEN BASIS / DO NOT PRESENT AS A SETTLED VALUE
02/ FROM PACKET TO DEFENSIBLE ANSWER
Follow the claim back to the page.
In a founder-led pilot, the team would inventory the broker packet, classify surveys, SOV and BI worksheets, protection tests, machinery records, and recommendation logs, then link each claim to its source. The explorer above is a scripted concept of that review, not a shipped ingestion workflow.
Open the passage
Each sample claim opens its dated document line. A missing repair plan opens a gap instead of a guessed recovery assumption.
Record the decision
A person checks what the sources actually say, then names the SOV, worksheet, and machinery evidence still needed.
Date the draft
The broker sees cited site facts, a provisional BI basis, and the questions that must be answered before submission.
03/ WHAT THE BROKER RECEIVES
A brief someone can actually challenge.
The draft separates what a record says from what has been checked. It gives the broker a site-by-site view of property, fire, machinery breakdown, and business interruption exposures, with a route back to each supporting passage.
Open questions stay visible with a named next step. Version and date travel with the brief so a draft cannot be mistaken for a final submission.
ILLUSTRATIVE SUBMISSION OUTLINENorth River plantDraft v0.1 · 27 Sep 2026 · Not for submission
- 01Site and exposure context
Operations, property and machinery loss scenarios, and dated protection records with source references
- 02What remains provisional
Current SOV and BI basis, bottleneck, recovery period, and protection condition until supporting records are checked
- 03What needs an answer
Open recommendation, missing repair plan, named owner, next evidence request, and passage references
SAMPLE DATA, CONCEPT DEMO / REFERENCES REQUIRED ON EVERY CLAIM
04/ THE FIRST ENGAGEMENT
Start with one renewal that matters.
Scope one upcoming property renewal or one high-exposure plant. A founder-led paid pilot maps the available evidence, works through the gaps with your team, and builds a reusable workflow for the next renewal.
Book a renewal evidence walkthroughWHAT WE WOULD DELIVER
- Source inventory for one site or renewal
- Claim-to-passage evidence map
- Discrepancy and missing-document log
- Reviewed draft brief with open questions
Pilot measures can include evidence coverage, assembly time, and discrepancies found after they are measured. No customer result is implied here.